The entire process from searching to closing usually takes around 30-60 days, depending on factors such as inspections, negotiations, and loan approval.

Yes, but it might be more difficult. You may need to provide a larger down payment, secure a higher interest rate, or work with lenders specializing in low-credit buyers.

Pre-qualification gives you an estimate of what you can borrow, while pre-approval is a more official document that involves a thorough check of your financials, helping you act as a more serious buyer.

Yes, homebuyers can expect additional costs like closing fees, inspection fees, appraisal costs, and potential homeowners’ association (HOA) fees. These can range from 2-5% of the purchase price.